Welcome to the DB Flexible Retirement Plan

Understand how joining this plan works and the choices you have

How can we help you today?

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This site will help you understand your new workplace pension plan. Please remember your pension is invested to aim to help grow your money over the long term. However, its value can go down as well as up and you could get back less than was paid in.

Have other pensions? Things can make more sense when you bring them together

Having one pension plan can make it easier for you to see how much you'll have when you retire, although it won't always be right for everyone.

Find out about pension transfers

Could you spot a scam? Protect your pension money and stay safe online

Fraudsters come up with new scams all the time to trick people into handing over personal information and access to their online accounts.

Find out how to spot a scam

Pension basics

Why a pension is a good idea

A pension plan can be one of the best ways to try to build up money for retirement.

Find out more about pensions

Understand investments

Money in a pension plan is usually invested, so it's good to know what that means.

Find out how investing works

Our mobile app makes it easier for you to engage with your pension wherever you are. It empowers you to take control of your future, providing quick access through fingerprint and facial recognition.

With just a few clicks, you'll be able to:

View the value of your plan
Track investment performance
See your payment history
View your charges

Handy functions also make managing your pension plan straightforward. Depending on the type of plan you have, these include being able to:

Change your investment choices
Update your personal details, including your beneficiaries and selected retirement date
Make top up payments
Transfer in other pensions
Trace any lost pensions
Access your pension savings

There are also interactive tools to help you plan for retirement. These can give you an idea of the type of lifestyle your projected retirement income could provide, and help you to understand the potential impact of actions you can take now.

And if you need a helping hand with anything, you can get in touch with us through secure messaging, where you can easily and safely send us important documents.

You can also choose to go paperless and access your documents through a secure digital mailbox, empowering you to manage things in a more environmentally-friendly way.

Our app is a great way to get closer to your pension. But don’t just take our word for it – others like you are benefiting today.

Please remember, a pension is an investment, the value can go down as well as up, and you may get back less than was paid in. Transferring other pensions won’t be right for everyone. You need to consider all the facts and decide if it’s right for you.

Manage your money on the go

Once you've joined this plan, you can manage it with our app. See your plan value and performance, use our tools and more.

Download the app today